Best Cash Back Apps for 2022: Earn Money Every Time You Shop

That apps are a part of pretty much everything in our lives is not news to anyone. Well, with them today, you can do almost anything you can imagine using your cell phone. With, for example, shopping, paying your bills, watching movies and series and even live TV shows, applying for credit and much more. But, what is making a big hit these days are the cash back apps.

The world has just gone through a time of great difficulty, especially in terms of health, but which has also affected finances. And the world began to have more and more the need to save and think about saving money. And what about the possibility of receiving cash back on your purchases? That’s exactly what cash back apps do, they return to the buyer a portion of the amount spent on purchases.

Curious? Want to know more about cash back apps? So, check out more information in the full content below, where we will show you the best options!

Capital One Shopping

Capital One Shopping is one of the options for cash back applications that stands out among the options of the same genre, for purchases made online. This is an application that has a free installation and has several possibilities to get rewards. Here are three of them:

  • When making everyday purchases normally, and someone finds a lower price on a particular product, Capital One Shopping issues an alert to all users, informing the lowest price;
  • When checking out, Capital One Shopping will try to enter discount coupon codes for your purchases. However, if this works once, the app will try to use it for all other users;
  • You can get credit on online purchases at many well-known brands, such as Walmart and eBay, and you can use them to redeem gift cards;

Capital One Shopping is an application that Capital One developed, and it has a very interesting feature, which may be your most different. It is the possibility to scan barcodes and search for lower price options on the internet.

App available on Google Play and Apple Store

Fetch Rewards

Fetch Rewards is an application that makes it possible for buyers to receive rewards in all everyday purchases, such as in restaurants, large stores and convenience stores. However, in order to receive reward points, you must send the receipt within 14 days of making the purchase. It is possible to do this operation by linking your email and sending the electronic receipt or sending a photo of the physical receipt.

Also, with it you don’t need to save special offers before buying. Well, with this app, you can get cash back on all your everyday purchases. But, some featured brands offer higher returns, but you don’t have to do anything else for that, just buy and send the receipt.

The best cash back app options have simpler points redemption, and Fetch Rewards follows this line. You have the ability to exchange points for gift cards to use at retailers. In addition, there are other interesting options, such as using your points to redeem for donations or to receive chances to participate in monthly sweepstakes. But, you can redeem when you have at least 3,000 points, or $3.

App available on Google Play and Apple Store


When it comes to cash back apps, Ibotta is one of the most popular options, with its offer to return part of the money spent on purchases made in supermarkets and well-known retailers. Its operation is similar to a receipt scanning application. It is still offered the possibility to download the app or use the extension to use in the browser and search for the most suitable offers for you.

However, you must activate each of the offers you want to use. You will notice that all available offers have a certain dollar value attached to them. To get your money back, you will need to scan the receipt or link the card you use to purchase to the app. With Ibotta it is possible to withdraw the amounts received whenever you manage to accumulate 20 dollars. One more redemption option is by exchanging the value for gift cards, which in this case, some have a minimum redemption value of $25.

App available on Google Play and Apple Store


Rakuten, which was known as Ebates before, is one of the best options. of cash back apps. And its popularity is no big mystery: your money back is automatically released every quarter.

It only takes a few seconds to sign up for the app, and you’ll have access to many offers from over 2,500 online stores. Plus, there’s no need to worry about points, coupons, or forms.

As long as you sign in through Rakuten’s links, your money back is automatically granted when you make the purchase, which is released by check or PayPal every quarter.

  • What is the gain: you can receive up to 40% of the evolution of the money with each purchase, which is added up and paid each quarter (and also guarantees a referral bonus for each friend referred);
  • Withdrawal: by check or PayPal.

App available on Google Play and Apple Store

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